000 02572pam a22004094a 4500
001 2004055249
003 DLC
005 20190729102922.0
008 040629s2005 maua b 001 0 eng
010 _a 2004055249
020 _a026255058X (pbk. : alk. paper)
020 _a0262050773 (alk. paper)
035 _a(OCoLC)ocm55846242
040 _aDLC
_cDLC
_dYDX
_dUKM
_dDLC
042 _apcc
043 _an-us---
049 _aEY8Z
050 0 0 _aHG3755.8.U6
_bE94 2005
082 0 0 _a332.7/65/0973
_222
100 1 _aEvans, David S.
_q(David Sparks),
_d1954-
245 1 0 _aPaying with plastic :
_bthe digital revolution in buying and borrowing /
_cDavid S. Evans and Richard Schmalensee.
250 _a2nd ed.
260 _aCambridge, Mass. :
_bMIT Press,
_cc2005.
300 _axiii, 367 p. :
_bill. ;
_c23 cm.
504 _aIncludes bibliographical references (p. [321]-352) and index.
520 _aPublisher description: The payment card business has evolved from its inception in the 1950s as a way to handle payment for expense-account lunches (the Diners Club card) into today's complex, sprawling industry that drives trillions of dollars in transaction volume each year. Paying with Plastic is the definitive source on an industry that has revolutionized the way we borrow and spend. More than a history book, Paying with Plastic delivers an entertaining discussion of the impact of an industry that epitomizes the notion of two-sided markets: those in which two or more customer groups receive value only if all sides are actively engaged. New to this second edition, the two-sided market discussion provides useful insight into the implications of these market dynamics for cardholder rewards, merchant interchange fees, and card acceptance. The authors, both of whom have researched the industry for more than 25 years, also examine the implications of the recent antitrust cases on the industry as well as other business and technological changes -- including the massive consolidation brought about by bank mergers, the rise of the debit card, and the emergence of e-commerce -- that could alter the payment card industry dramatically in the years to come.
650 0 _aCredit cards
_zUnited States.
650 0 _aBank credit cards
_zUnited States.
650 0 _aElectronic funds transfers
_zUnited States.
650 0 _aElectronic commerce
_zUnited States.
650 0 _aConsumer credit
_zUnited States.
700 1 _aSchmalensee, Richard.
948 _au172925
949 _hEY8Z
_i33039001071496
596 _a1
903 _a9247
999 _c9247
_d9247